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The Key to Generational Wealth is Optimal Financial Health™️

Unlock the full potential of your homeownership experience with our tailored financial services designed to empower every aspect of your journey. From optimizing your credit and budgeting wisely to navigating the intricacies of taxes, life insurance, trust, and will planning – we've got you covered!

Meet Our Founder


Queen didn't have the easiest start in life. Growing up in the public assistance system, she was never taught about finances. Her first credit card from Citibank at 18 was maxed out by the summer, setting her on a path of financial struggle that only worsened when she found herself $50K in debt four years later. But she refused to let these obstacles define her.

Drawing on her Bachelor's degree in psychology, mental health diagnosis, and financial research, she worked tirelessly to clear her debt within just 2.5 years. This was just the beginning of a remarkable journey that has seen her achieve incredible success in the world of international real estate investment. Not only did she purchase her first U.S. home at just 26 years old she also purchased a property in Kenya to begin her international short term rental business.


Since then has since helped countless others achieve their own Major Money Goals™️, from paying down debt to buying their own properties overseas.

Her philosophy is that it's not just about the money, but also about mindset. This is what sets her apart from others in the industry. She understands that success in any field, especially real estate investment, requires not just financial knowledge and acumen, but also the right mindset. It's about having the courage to take risks, the resilience to bounce back from setbacks, and the clarity of vision to see opportunities where others only see obstacles.

The Money Mindset Clinic™️ a financial firm that specializes in helping individuals with various real estate goals. We believe that once you adjust your money mindset, repair your relationship with money, set healthy financial boundaries, correct your financial behaviors, learn the fundamentals of finance, and are provided with viable resources you can break the chains of generational poverty within your family.


Our services are specifically tailored to assist homebuyers in acquiring their first property for rental income, homeowners in leveraging their equity to purchase additional properties both domestically and internationally, and real estate investors in establishing their businesses to access business funding and expand their operations globally.


We provide comprehensive support to clients throughout the entire process, offering expertise and guidance to ensure successful outcomes in the real estate markets.

The relationships in our lives affect how we think, feel, and behave with money. Immediate and extended family, friends, coworkers, and clients influence how we perceive and understand the role money plays in our lives.

-Financial Therapy Association


According to NAREB 29% of black homeowners have sold their homes since 2011 & Bankrate reported 2 out of 3 millennials regret purchasing their first home mainly due to becoming “house broke".

Our solution? "Buy the Rental Property FIRST, Primary Home SECOND!™️" Our real estate industry experts guide you in buying rental properties as a first time homebuyer to alleviate financial pressure with a secondary (sometimes even third) income!


The relationship that the BIPOC community has had with credit and debt is far from positive. Juggling credit card debt, auto loans, student loans, and sometimes even personal loans can put a significant strain on homebuyers and homeowners. Their DTI's are often too high to buy a home or too high to comfortably keep their homes


Healthy money management is not something that was spoken about let alone taught in a significant amount of BIPOC homes. Saving for a down payment is difficult enough with the looming need to cover closing costs but millennials often don't have enough to secure a sufficient emergency fund for things that happen post purchase


There is a common misconception about the need to have your taxes filed as well as file them properly within the BIPOC community. Without proper guidance and the increase of full time entrepreneurs most shy away from figuring out their tax situation until they're in front of a lender. And post purchase are unsure of how to reduce their tax liability

Credit sets the stage for your homeownership dreams. Before you even start house hunting, lenders use your credit score to evaluate your creditworthiness. A solid credit history and a good score can open doors to favorable mortgage terms and lower interest rates. This means lower monthly payments and, ultimately, more financial flexibility as you embark on your homeownership journey.

Budgeting serves as your financial diagnosis before you even step into homeownership. Establishing a well-thought-out budget allows you to understand your financial landscape, set savings goals, and determine how much you can comfortably allocate towards a mortgage. It's the foundation that helps you shape realistic expectations, ensuring that your homeownership dreams align with your financial capabilities.

Filing your taxes before pursuing a mortgage is a strategic move that enhances your homebuying prospects. By providing documented proof of income and presenting an accurate financial snapshot, tax returns help lenders assess your ability to manage a mortgage, influencing the loan amount you qualify for

Financial Foundation

Need professional assistance with other services?
We're here to help with Trusts, Wills, Life Insurance & Business!

Queen BluePrint®️

Queen BluePrint®️

Homeownership Therapist™️

John Debellotte

John Debellotte

International Specialist

Melissa West

Melissa West

Legacy Counselor

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