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Prescribing Financial Wellness for
Wealthy Homeowners Globally
™️

Hey Future & Current Homeowner!

 

Welcome to The Income Care Unit™️, a premier financial consultancy dedicated to empowering first-time homebuyers.

 

We specialize in navigating the complexities of personal income management, optimizing business cash flows, and maximizing rental revenues.

Our expert team provides tailored strategies and insights to ensure you have the financial foundation necessary for successful homeownership globally.

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Improve Your Homeownership Financial Health

For primary homebuyers, full-time entrepreneurs, and rental property owners, money management  sets the foundation for long-term success. Effective budgeting is crucial to save for a down payment and cover closing costs without disrupting one's financial stability. Managing your credit is equally vital; a higher credit score can secure more favorable mortgage rates and terms, reducing long-term costs significantly. Entrepreneurs must particularly focus on separating personal and business finances to strengthen their borrowing power. Additionally, proactive tax planning before a purchase can identify potential savings through deductions related to mortgage interest, property taxes, and even energy-efficient home improvements, ensuring that you maximize financial resources from the start.

 

. Whether you’re buying your first home, investing in rental properties, or looking to streamline your business finances, The Income Care Unit™️ is your trusted partner in achieving your financial goals.

How Can We Support Your Homeownership Journey?

Before Your Purchase

Thinking about buying your first home, or maybe a property for rental income? Let’s get your finances lined up and ready to roll. Saving for that down payment is just the start. It's crucial to manage your budget effectively to handle upfront costs without a sweat. Your Credit needs to be strong because it helps snag those lower mortgage rates, saving you money in the long run. If you’re juggling a business too, let's make sure your personal and business finances are crystal clear and working in your favor. Also filing your taxes accurately especially with getting your maximum mortgage approval. We know just what to do!

During Your Purchase

Buying a property is super exciting but it’s full of details. Managing your money smartly during this time is key. We need to keep your cash flow smooth to cover things like inspections and legal fees without derailing your other financial plans. And we help you keep an eye on your credit score (personal and business)—lenders are watching it closely. For entrepreneurs, balancing your business cash flow during this time is absolutely critical. Any false moves and you may lose your pre-qualification. Not to mention keeping track of all of the documents lenders will ask you for more than once. We got you covered! We work WITH your homebuyer team.

After Your Purchase

Congratulations on your new property! But hold on, the financial journey doesn’t end here. Now’s the time to budget for ongoing costs, like maintenance and those unexpected repairs. Keeping your property in top shape not only protects your investment but also keeps those rental profits coming if that’s your game. Let’s also keep that credit score high—it’s your ticket to favorable refinancing rates or future property investments. For ongoing tax strategy, it’s all about maximizing those deductions, especially if you’re renting out. Keeping up with tax changes can be a hassle.

We also provide access to affordable estate planning. That's why we're here to support you!

Homebuyer Labs
Homebuyer Labs is an innovative series of workshops designed to empower aspiring and current homeowners with the essential financial skills and knowledge needed to navigate the complex journey of buying and managing a home. Each session is meticulously crafted to address the core components of financial wellness that directly impact homeownership.

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Headquarters: 30 Broad St, New York, NY 10004

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Operating Hours

*We're currently a virtual office. We will be opening Financial Urgent Care™️ Centers to physically come in to soon!

Monday

Tuesday & Wednesday

10:00 am – 6:00 pm EST

*virtual walk ins welcome 

10:00 am – 8:00 pm EST

*appointment only

Thursday - Friday

10:00 am – 4:00 pm EST

*customer service calls & chat only

Saturday

12:00 pm – 4:00 pm EST

*select Saturdays only & by appointment only

Sunday

CLOSED

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